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How do you behave properly in the event of a wildlife accident?

Especially in autumn, the number of accidents involving game increases. The early twilight, difficult lighting conditions, animals in the rut or looking for food – all of this can lead to this. Apart from the technical driving instructions and tips on correct driving behavior, which you can read on many websites from automobile clubs, there are also some insurance-related aspects that are particularly important. However, in such a stressful situation, not every driver knows how to behave correctly after a wildlife accident in order not to jeopardize his insurance cover.

Certificate for insurance after a wildlife accident

As with other accidents, it is important to secure the scene of the accident with hazard warning lights and a warning triangle. In addition, make sure that you are seen with a high-visibility vest. Now remove the dead game from the road in the direction of the roadside so that no other road users are endangered. But beware! If the animal is “only” injured, do not touch it to avoid being bitten or injured yourself. Then alert the police, who will then take care of informing a hunter/forester who will take over the disposal of the game. Now ask the police (or the hunting tenant) for a certificate for the insurance company as proof of the damage assessment. It is best to photograph the scene of the accident and document the damage.

Good to know: Collisions with game are also insured as part of the partially comprehensive insurance, which is also automatically included in the fully comprehensive insurance. Such game damage has no influence on the no-claims bonus. However, if you dodge an animal to avoid a collision and damage your vehicle in the process, your car is usually fully comprehensive, but this driving behavior and the consequences would have an impact on your no-claims bonus.

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